I am AYELE AYOKO Executive Director in charge of claims and indemnity
of STANDARD ASSURANCE COMPANY Lome Togo,West Africa.

I joined the services of the above firm in 1975. The Company has a strong asset
base of over two hundred million United State Dollars, and is a major force in
Togo s
insurance industry. General Insurance, Marine and Life Assurance are but some of
the services rendered by my Company.

In my capacity over the years as Head of CLAIMS and Indemnity department, I have
been in most cases coming across several unclaimed life Assurance benefits of
both foreigners and Togolese. These claims amount to several millions in
international currency denominations.

The Togo Insurance Law on unclaimed benefits
stipulates under section 7-sub section 10 cap 15 laws of the
federation, that "once such unclaimed benefits have overstayed in
maximum moratorium Period of 10yrs it should be returned and forfeited to the
Government treasury.

It is disheartening to learn that instead of such funds to
be properly utilized by government, some corrupt officials working in
the ministry of social welfare often end up pocketing and enriching
them selves with such unclaimed benefits as against humanitarian
purposes they are suppose to serve.

A pathetic case that prompted my desire to contact you is that of MR.
KREAZPACK EDWARD, a native of the now breaks up Republic of
Yugoslavia. This man was our client and has a life Assurance policy
worth Thirty five Million Five hundred Thousand United State Dollars(usd
35,500,000).
MR.KREAZPACK EDWARD died about nine years ago in a helicopter
crash on diamond exploration at Liberia and has long been buried.

The only known relation of his in our records died during the civil
war in Yugoslavia, and ever since, all effort made by us to establish
contacts with any other of his relation has proved unsuccessful. His
Assurance policy will expire in the next few months.

Just last week,we received an instruction from Ministry of Social Welfare to
forward
particulars of unclaimed benefits that will expire in the next few months. It is
not my intention to allow some corrupt government officials to line their pocket
this
time around.

In view of the above situation, coupled with my experiences with
government officials, I decided to contact you immediately for your
assistance. The assistance I require from you is quite simple. You
are required to provide an account where this fund could be
transferred to, and to forward claims to us as a distant cousin of MR
EDWARD.

Once you do this, I will use my office to ensure a hitch free success
in transferring the funds to your nominated overseas account, which
will take about 21 working days.

Please note, that I am moved to do this because I am about to retire
from active service and this is the only opportunity to "make hay
while the sun shines". Time is of the essence in this matter and I do hope that
you will appreciate these circumstances.

As per the mode of sharing, my colleague and I have agreed to concede ten
million usa Dollars(usd10,000,000) of the total sum to you. Five hundred
thousand Dollars will be set aside for expenses generally, while the remaining
sum will be for my colleague and I.

For any additional information you need, contact me strictly through my email
address. I look forward to your early response and trust you will accord the
information contained herein confidential.

Thanks

Kind regards,

AYELE AYOKO